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Additionally, customers for this kind of strategy could have serious legal or criminal backgrounds. It is essential to note that various providers offer a series of concern ages on their guaranteed issue plans as reduced as age 40 or as high as age 80 - american memorial final expense. Some will likewise offer greater stated value, as much as $40,000, and others will permit much better survivor benefit conditions by enhancing the passion price with the return of costs or minimizing the variety of years up until a complete survivor benefit is available